It's never easy being a first-time buyer, but whatever the housing market conditions, there are solutions availiable for first time buyers.
Here's a helpful guide to affordable housing schemes, details of how shared ownership and shared equity schemes work and where they are available.
There are thousands of new and refurbished homes available through New Build HomeBuy (also known as shared ownership or part-buy / part-rent), HomeBuy Direct and Try Before You Buy or Rent to HomeBuy.
You'll find a range of services to assist first time buyers and those at the lower end of the property ladder. Affordable housing schemes provide a financially practical solution to home ownership whilst credit is in short supply and mortgages harder to obtain.
This is a good opportunity for first time buyers searching for a new home which doesn't break the bank.
Find out more about what schemes are available and whether you're eligible.
Find out where these schemes are available.
Contributed by Helen Adams, Managing Director of www.FirstRungNow.com