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Those seeking new homes 'may be aided by mortgage lenders in 2010'
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People seeking to buy new homes in the UK are likely to benefit from mortgage deals offered by lenders this year, it has been suggested.

According to Andy Pratt, chief operating officer at Alexander Hall, banks and building societies may well increase the number of high loan-to-value mortgages they provide over the course of the next 12 months.

In addition, it is improbable that they will seek to increase the margins on their products over this period.

He stated: "They are now realising that there is a competitive world and there are some good buyers out there at 90 per cent loan-to-value and potentially higher."

Mortgage providers to a large extent base decisions on how much to lend homeowners on what they think will happen to the value of properties, Mr Pratt concluded.

People planning to take out a home loan may wish to secure a property with Fairview at its Pembroke park development of apartments in Crawley as the firm is offering to pay stamp duty until the end of this month.
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See Also:   (6699), (1), (2), (3), (7), (25)

Date Published: 05 January 2010

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