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Prospective first time buyers cite the lack of a deposit as the main stumbling block, preventing home ownership.

There are a range of very competitive options available for people keen to own their first home. The new government backed FirstBuy equity loan scheme is officially available from September and is designed to help first time buyers buy a brand new home.

The scheme works through a joint loan of 20% of the property price from the Government and the housebuilder, meaning buyers only need to put down a 5% deposit to qualify for a 75% mortgage.

If you’re struggling to raise a deposit you may be able to register for the scheme and will find detailed information in our First Time Buyers section.

We’ll be highlighting FirstBuy on selected new homes from next month, within search results and in our Special Offers section, where you’ll currently find a wide range of offers, including cash back and shared equity.

See Also:   (28), (6705), (15), (2)

Date Published: 24 August 2011

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