SF Affordable

What is HomeBuy Direct?

HomeBuy Direct is a government backed shared equity scheme designed to help up to 10,000 first time buyers into affordable home ownership. The scheme also helps participating housebuilders by enabling more First Time Buyers to purchase their newly built properties.

Try Before You Buy

Move into your new home straightaway and rent it, giving you time to decide to buy.

Rent to HomeBuy

Rent to HomeBuy is a government initiative. It helps you into home ownership by allowing you to purchase an affordable share in your own home with the option to buy additional shares in the future taking you into outright ownership. Or you can rent at 80% market rent with a view to purchasing at any point within the next five years.

Affordable Homes

From shared ownership to rent-to-buy, first homes are within reach.


Tens of thousands of first-time buyers from all sorts of backgrounds are taking advantage of affordable housing schemes. Different schemes use different criteria to decide who gets a place first. Some may give priority to families with children, and some schemes are only available to specific types of workers, such as nurses, teachers or police officers.

What is New Build HomeBuy?

The most widespread affordable housing scheme is New Build HomeBuy (also known as shared ownership). The ‘New Build HomeBuy’ scheme could help you to buy a newly built property. You pay for a share of the cost of the property and pay rent on the remaining amount.