Making a New Year's resolution? Put a new home top of the list

Big Ben has ushered in the New Year and it seems like everyone is off to the gym or searching for the perfect job.

Big Ben has ushered in the New Year and it seems like everyone is off to the gym or searching for the perfect job. This year, instead of rehashing the same old resolutions, make a date with Taylor Wimpey to put a fresh start in a brand new home at the top of your list and make 2013 your best year yet.

January is the perfect time to start the search for your new home and Taylor Wimpey is offering a range of incentives at its development's across Wiltshire to help buyers beat those post-Christmas blues and get on or move up the property ladder.

FirstBuy supports first time buyers who could not otherwise afford to buy because of the large deposits now required by mortgage lenders. It works through a joint loan of 20% from the Homes and Communities Agency (HCA) and Taylor Wimpey, which means that eligible purchasers only need put down a 5% deposit and obtain a 75% loan-to-value mortgage. The loan is repayable at the end of the 25 year mortgage term or when the property is sold. To be eligible, purchasers must be first time buyers and the total household earning should be less than £60,000.

If you are struggling to sell your current home, the developer's Part Exchange initiative may be the answer. Under the scheme, Taylor Wimpey buys your current home, saving you the stress and expense of finding the right buyer. With no need to instruct estate agents, you'll also be saving money on fees, leaving you with spare cash to spend on the more exciting things like furnishing your new home. And with no chain to maintain, your move can be arranged so you're in the property in next to no time.

Richard Goad, regional sales and marketing director for Taylor Wimpey said: "When people make life-changing resolutions it is usually a concerted effort to go to the gym or a career change that is seen as the answer to the break from the old routine. But a new home can completely change your perspective and the New Year is the perfect time to make the move.

"People's wallets often feel the pinch at this time of year, so we have a range of incentives and schemes to help you make a fresh start in a new dream home, whatever your circumstances. Whether you're a first time buyer struggling to save a big deposit, or need a bigger home for the family but can't sell your existing property; come and talk to our experienced team of sales advisors to see how we can help make buying a new home one resolution you don't break this year."

Taylor Wimpey has developments throughout Wiltshire offering a range of properties suitable for everyone from first time buyers to growing families, investors and those looking to downsize. Brook Meadow in Trowbridge offers a selection of two, three and four bedroom homes with prices starting from £144,995. At Weavers Gate in Melksham buyers can choose from a range of three, four and five bedroom homes priced from just £197,995.