Setting up home is now even easier thanks to house builder Redrow Homes.
Not only can purchasers snap up a brand new home for a fraction of the cost, it can also be fully furnished when they move in.
Redrow Homes' easi:buy deferred payment scheme is available at selected developments across central Scotland and can be combined with a special furniture pack on certain properties.
This money saving incentive is available in Edinburgh, Dalkeith, Prestonpans and Dunfermline in the east of the country and at Braehead, near Glasgow, in the west.
With easi:buy, customers can put off paying between 15 and 25 per cent of the purchase price of a brand new home for up to 10 years. For example, a two bedroom apartment at Redrow Homes' Optima development in Edinburgh, on the market at £120,000, could be snapped up for an initial outlay of just £96,000.
The easi:buy payment is subject to terms and conditions and the deferred element is paid back at market value at the time of payment.
Mary McHutchison, sales manager for Redrow Homes in Scotland, said: "Setting up home for the first time can be expensive. Not only do new homeowners need to invest cash in buying a home of their own, but many won't have any furniture and so will have to find additional funds."
"At Redrow Homes we want to make the transition to home ownership as simple as possible for our customers and, with that in mind, we're offering to help save them time and money by including an 'everything you need' furniture package in the price of selected new homes."
The furniture package includes all of the essentials from leather sofas and a double bed with mattress to a 72 piece kitchen kit, duvet and even an ironing board.
The easi:buy incentive is also available on selected apartments and two bedroom homes at Riverside Point in Braehead (up to 25 per cent deferred payment); two bedroom apartments at Middlebank Rise in Dunfermline (20 per cent deferred payment); two and three bedroom apartments at Route1 West in Glasgow (20 per cent deferred payment); two bedroom apartments and three bedroom homes at The Potteries in Prestonpans (20 per cent deferred payment); and two bedroom homes Pear Tree Park in Dalkeith (15 per cent deferred payment).
Some information contained herein may have changed since it was first published. SmartNewHomes strongly advises you to seek current legal and/or financial advise from a qualified professional.