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  • Interiors spy: design tips for young professionals

    December 10, 2015

    Interior designer Sarah Ward reveals her tricks on how young professionals can style their brand new home.

  • Number of new homes built is up one fifth

    May 8, 2015

    The number of new homes being built has increased across all parts of the country.

  • Development spotlight: Great Minster House, Westminster

    May 1, 2015

    If you are looking for a stylish new home in the heart of the capital city then try one of these new homes from Barratt London.

  • Houses designed so children have free run of the home

    April 30, 2015

    Parents are choosing homes based on children having free reign.

  • Hotspots in London’s outer zones

    April 15, 2015

    Major regeneration and infrastructure projects are opening up neighbourhoods in London's outer fringe.

  • Development spotlight: The Yard, Clapham

    April 7, 2015

    If you're looking for an affordable new home in a desirable south London location, take a look at The Yard, Clapham.

  • Development spotlight: Mayflower Mews, Southampton

    March 9, 2015

    If you are looking for neighbourhood with plenty of green space and yet within easy reach of Southampton city centre, try one of these new homes from Lovell.

  • Starter Homes scheme: How does it work?

    March 4, 2015

    The Starter Homes scheme is aimed at helping first-time buyers under the age of 40 onto the property ladder by offering a 20 per cent discount.

  • Development spotlight: Kensington Row, London

    January 26, 2015

    If you are looking for a top end new build in central London, try an apartment at Kensington Row.

  • ‘For sale’ sign on the West End’s most expensive penthouse

    November 17, 2014

    The penthouse is on the same street as Chiltern Firehouse, the world's hottest celebrity hangout.

  • New Mayfair homes fetch 107% premiums

    November 13, 2014

    Rising price premiums in Mayfair are generating a £4.5bn building boom in the area, a new report suggests.

  • Charles Church unveils Premier brand

    September 2, 2014

    The luxury house builder has revealed the new moniker for its collections of prestigious properties.

  • Buying is cheaper then renting at Bett Homes' Orchard Park

    February 28, 2014

    First time buyers in Motherwell, Lanarkshire, are being given a helping hand onto the property ladder.

  • Bovis Homes reveals show home at Langshott Park in Horley

    October 28, 2013

    Bovis Homes' five bedroom Ellington property showcases features from across the Surrey development.

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What is the Help to Buy equity loan?

It's a loan that's linked to the rise and fall in the value of your home. If you take a 20% equity loan for example, the amount you owe will always represent 20% of the property's value.

You won't be charged loan fees on the equity loan for the first five years of owning your home.

After five years you will be required to pay an interest fee of 1.75% of the amount of your Help to Buy shared equity loan at the time you purchased your property, rising each year after that by the increase (if any) in the Retail Prices Index (RPI) plus 1%.

The loan itself is repayable after 25 years or on the sale of the property if earlier.

Government information

Help to Buy in England and London

https://www.helptobuy.gov.uk/equity-loan/equity-loans/

Help to Buy in Scotland

https://www.mygov.scot/help-to-buy/

Help to Buy in Wales

http://helptobuywales.co.uk/