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  • Interiors spy: design tips for young professionals

    December 10, 2015

    Interior designer Sarah Ward reveals her tricks on how young professionals can style their brand new home.

  • An audience with Comer Homes: homes for young professionals

    August 3, 2015

    Developer Comer Homes, covering southern England, provides property that appeals to young professionals wanting period properties with modern living.

  • Development spotlight: Kidbrooke Village, near Blackheath

    July 29, 2015

    A new train station and the kind of quality you’d find in the heart of the capital. Cheryl Markosky admires Kidbrooke Village in the Royal Borough of Greenwich.

  • An audience with a developer: Countryside Properties

    July 20, 2015

    Developer Countryside Properties explains how it is helping first-time buyers get on the property ladder.

  • More than 40,000 properties built in three months

    May 21, 2015

    Number of new homes built rises by nearly a third.

  • Most popular properties on SmartNewHomes in February

    February 27, 2015

    What were the most viewed properties on SmartNewHomes this month? Prices vary from £41,250 up to £457,500.

  • House building in England falls 10% at the end of 2014

    February 19, 2015

    House building across the country has eased off during the last six months, Government figures showed today.

  • Housing shortage intensified by high birth rate

    January 6, 2015

    More than six babies born for every new property built in the past four years.

  • Construction nearly 90 per cent higher than at the housing crash

    November 20, 2014

    Empty homes have now fallen to a 10 year low, according to official figures released today.

  • Buying is cheaper then renting at Bett Homes' Orchard Park

    February 28, 2014

    First time buyers in Motherwell, Lanarkshire, are being given a helping hand onto the property ladder.

  • Barratt Homes opens two new show homes in Brierley Hill

    October 28, 2013

    Barratt Homes has unveiled the Richmond and Sutton properties at its development in the West Midlands.

  • David Wilson Homes offers new properties in South Midlands

    October 28, 2013

    Buyers looking for a more unusual style of new home may find the house builder's properties in Duston ideal.

  • Construction starts on retirement development in Raynes Park

    October 28, 2013

    The new scheme, located on the site of the former Nelson Hospital on Kingston Road, will comprise 51 one and two bedroom apartments exclusively for the over 70s.

  • Construction starts on retirement development in Droitwich Spa

    October 28, 2013

    The new Worcestershire development, located on Hanbury Road, will comprise 61 one and two bedroom apartments exclusively for the over 70s.

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What is the Help to Buy equity loan?

It's a loan that's linked to the rise and fall in the value of your home. If you take a 20% equity loan for example, the amount you owe will always represent 20% of the property's value.

You won't be charged loan fees on the equity loan for the first five years of owning your home.

After five years you will be required to pay an interest fee of 1.75% of the amount of your Help to Buy shared equity loan at the time you purchased your property, rising each year after that by the increase (if any) in the Retail Prices Index (RPI) plus 1%.

The loan itself is repayable after 25 years or on the sale of the property if earlier.

Government information

Help to Buy in England and London

https://www.helptobuy.gov.uk/equity-loan/equity-loans/

Help to Buy in Scotland

https://www.mygov.scot/help-to-buy/

Help to Buy in Wales

http://helptobuywales.co.uk/